102 Cortland Terrace, St. Thomas, ON

$599,900
MLS#:X13445180
3 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] att/row/townhouse located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 31.16 x 97.78 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, On Demand Water Heater
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

This beautiful 2-storey exterior townhouse built by Hayhoe Homes, featuring 3 bedrooms, 2.5 bathrooms, and a single-car garage. The open concept main floor, with 9' ceilings, luxury vinyl plank flooring, a designer kitchen with quartz countertops, an island, gas stove and a cabinet-style pantry, dining room with a transom window that brings in natural light, and a large great room with big windows and a patio door to the rear deck. The second level features 3 bedrooms and a 4-piece main bathroom. The spacious primary bedroom offers a walk-in closet and a 3-piece ensuite with a shower. The unfinished basement provides development potential for a future family room, 4th bedroom, and bathroom (roughed in bathroom already exists). Other features include convenient second-floor laundry, HRV, and many more upgraded features. Double drive for 2 vehicle. Located in desirable South-East St. Thomas in the Orchard Park Meadows community, walking distance to schools, parks, trails, only minutes away to the hospital and 14 minutes drive to Port Stanley Beach. Make this a perfect starter home for a family to grow or young professional.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
ConstructionBrick, Vinyl Siding
Lot Size31.16 × 97.78 Feet
CountyElgin
Annual Tax$3,685
Legal DescriptionPART LOT 51 PLAN 11M258 PARTS 23, 24 & 25, 11R10938 SUBJECT TO AN EASEMENT IN GROSS OVER PART 25, 11R10938 AS IN CT218340 SUBJECT TO AN EASEMENT OVER PART LOT 51 PLAN 11M258 PARTS 24 & 25, 11R10938 IN FAVOUR OF PART LOT 51 PLAN 11M258 PARTS 26-29, 11R10938 AS IN CT222957 CITY OF ST. THOMAS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Park, Place Of Worship, School, School Bus Route

Community Features

Location

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102 Cortland Terrace, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 102 Cortland Terrace, St. Thomas, ON N5R 0P8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$479,920
Monthly Mortgage$2,789
Property Tax (Est.)$307
Utilities & Maint.$350
Total Monthly Cost$3,446

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Thomas.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St Thomas, St Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7

Secondary Schools

Central Elgin
Public201 Chestnut Street, St. Thomas, Ontario, N5R 2B5
5.6
Parkside
Public241 Sunset Drive, St. Thomas, Ontario, N5R 3C2
6.1
St. Joseph’s
Catholic100 Bill Martyn Parkway, St. Thomas, Ontario, N5R 6A7
6.5
Arthur Voaden
Public41 Flora Street, St. Thomas, Ontario, N5P 2X5
2.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.