78 Simcoe Street, Oshawa, ON

$749,900
MLS#:E13417856
0 beds
4 baths
Commercial
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Description

Property Highlights

Welcome to this remarkable [] commercial retail located in the coveted neighborhood of O'Neill. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 4 Bathrooms
  • Premium 19 x 70 ft lot size
  • Features a [] basement, adding superb versatility for recreation, a home gym, or extra storage
  • equipped with ["no"] central cooling and highly efficient gas forced air open heating

Rare downtown Oshawa mixed-use value-add opportunity on high-visibility Simcoe St N. Partially Vacant commercial/residential building with main-floor commercial space, full basement providing valuable storage and operational space, and three legal bachelor apartments above. Each bachelor has its own kitchen and bathroom, and residential units are separately metered. Located within Oshawa's downtown Urban Growth Centre, where City Community Improvement Plan incentives may be available for eligible improvements, subject to City approval and buyer verification. Property requires some work, including roof replacement and interior updating, and is priced accordingly. Seller may consider VTB financing for qualified buyers with minimum 25% down payment. Ideal for investors, contractors, owner-users, or buyers looking to renovate, lease, and stabilize a downtown mixed-use asset. Buyer to verify zoning, permitted uses, retrofit/fire compliance, grant eligibility, rents, expenses, financing, HST, and future income potential.

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Key Features

Bathrooms
4
Property Type
Commercial

Additional Details

StatusActive
Listed Date6/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size19 × 70 Feet
CountyDurham
Annual Tax$7,653

Parking & Garage

Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingNo

Features

Property Features

Interior Features

Security Features

No

Community Features

Major Highway, Public Transit

Location

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78 Simcoe Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 78 Simcoe Street N 76 & 78, Oshawa, ON L1G 4S2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$599,920
Monthly Mortgage$3,486
Property Tax (Est.)$638
Utilities & Maint.$350
Total Monthly Cost$4,474

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Oshawa.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Oneill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
Beau Valley
Public230 Marigold Avenue, Oshawa, Ontario, L1G 3G3
5.5

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.