20 Cottage Cove Road, Northern Bruce Peninsula, ON

$895,000
MLS#:X13248406
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Loading property media...

Description

Property Highlights

Welcome to this remarkable ["Chalet"] detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium vinyl siding and board & batten construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 303.6 x 261.48 ft lot
  • Features a ["crawl space", "full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Air Exchanger, Central Vacuum, Primary Bedroom - Main Floor
  • equipped with ["none"] central cooling and highly efficient forced air heating via propane

Four-season timber frame waterfront home or cottage on Miller Lake! Set on over an acre in Northern Bruce Peninsula, this reverse pie-shaped lot offers exceptional privacy with over 300 feet of deeded shoreline along a protected cove. The shoreline is flat and easy to access, ideal for all ages, while the calm waters provide excellent conditions for boating and swimming, and beautiful sunsets! Inside, the home captures the warmth and character of a classic Canadian cottage. Soaring cathedral ceilings and exposed timber frame beams define the main living space, while large windows frame lake views and fill the home with natural light. The open-concept design creates an inviting place to gather, entertain, and unwind. A highly sought-after layout features three bedrooms and two full bathrooms on the main floor, providing convenient single-level living. Above, a spacious loft overlooks the great room below and offers flexible space for guests, a family room, extra sleeping quarters, or a quiet retreat. Owned by the same family since it was built, the home has been thoughtfully maintained and improved over the years, including an addition that expanded the living space. A large lakeside deck (2020) provides plenty of room for outdoor dining and enjoying the waterfront setting. Updates include a propane furnace (2023), propane hot water tank (2023), wood stove and chimney (2023), roof (2018), ironizer (2025), and a fully spray-foamed crawlspace with a concrete floor. With over an acre of land, more than 300 feet of waterfront, and a striking chalet-style design, this property delivers the space, privacy, and waterfront lifestyle that are increasingly difficult to find in one package. Offered as a turnkey opportunity with most furnishings included, you can start enjoying summer on Miller Lake right away.

Upcoming Open Houses

Friday, June 19, 20261:00 PM - 2:30 PMPublic

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleChalet
ConstructionVinyl Siding, Board & Batten
BasementCrawl Space, Full
Lot Size303.6 × 261.48 Feet
CountyBruce
Annual Tax$4,852.36
Legal DescriptionPT LT 26 CON 4 EBR LINDSAY PT 8 3R7335; NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Cul de Sac/Dead End, Lake Access, Level, School Bus Route, Waterfront, Wooded/Treed

Interior Features

Air Exchanger, Central Vacuum, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Water Treatment

Security Features

Carbon Monoxide Detectors, Monitored, Smoke Detector

Community Features

Location

Initializing map...
20 Cottage Cove Road, Northern Bruce Peninsula, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Cottage Cove Road, Northern Bruce Peninsula, ON N0H 1W0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...
Financial Audit

Estimated Costs

Loan Amount$716,000
Monthly Mortgage$4,160
Property Tax (Est.)$404
Utilities & Maint.$350
Total Monthly Cost$4,914

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Northern Bruce Peninsula.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$672,934

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.