95 Loretta Drive, Niagara-on-the-Lake, ON

$974,900
MLS#:X12086286
4 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $974,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 49.94 x 118.11 ft lot
  • Features a ["full", "partially finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to your next home in beautiful Niagara-on-the-Lake! This charming detached two-story home offers over 2,100 sq ft of above grade living space and is perfectly located in a family-friendly neighborhood. As you arrive you will be greeted by the private double wide driveway that leads to an attached double car garage offering plenty of parking and convenience. Inside you will notice a bright and spacious foyer with cathedral ceilings that open up to the second floor, creating an airy and inviting first impression. The main floor features a freshly painted living space with a combination of hardwood and tile flooring. The kitchen boasts crisp white cabinetry and flows seamlessly into the dining area, where patio doors open to the backyard ideal for indoor-outdoor entertaining. You'll also find main floor laundry and a convenient two-piece powder room on this level. Upstairs, the second level offers four generously sized bedrooms. The primary bedroom enjoys ensuite privilege with direct access to the main bath while the additional bedrooms feature double closets providing ample storage. The lower level is partially finished and currently set up as a home gym with 3-piece bathroom and with minimal effort could be transformed into a cozy rec room or additional living space. Furnace replaced late 2024. The backyard is a true highlight featuring a mostly in-ground pool (installed by Boldt Pools in 2020) and a spacious deck ideal for summer lounging and hosting. Best of all, there's still plenty of green space left for kids to play or pets to roam. Located just minutes from Crossroads Public School, St. Michael Catholic Elementary and a short drive to Historic Old Town Niagara-on-the-Lake, this home is in a prime spot for families and those seeking a peaceful lifestyle with nearby amenities.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 7, 2025
Sold price information is available to members only
Listed Date4/16/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Partially Finished
Lot Size49.94 × 118.11 Feet
CountyNiagara
Annual Tax$5,417
Legal DescriptionLOT 84, PLAN 30M304; S/T EASEMENT FOR ENTRY AS IN NR113522; NIAGARA ON THE LAKE

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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95 Loretta Drive, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 95 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$779,920
Monthly Mortgage$4,532
Property Tax (Est.)$451
Utilities & Maint.$350
Total Monthly Cost$5,333

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 Virgil, Niagara On the Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.