639 Penner Street, Niagara-on-the-Lake, ON

$679,000
MLS#:X13469296
3 beds
1 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Sidesplit"] detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $679,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 70 x 290.65 ft lot
  • Features a ["partial basement"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Nestled in the heart of Virgil, this stunning side-split home sits on a spacious 70 x 290 lot. A large driveway welcomes you, offering plenty of room for all your vehicles. Inside, the country kitchen and dinette are bathed in natural light from expansive windows. The living room features a cozy wood fireplace and a door leading to the back patio. The first bedroom is conveniently located off the main hallway on the main level. Just three steps up, you'll find the bathroom and two additional bedrooms. The partial basement includes utilities, laundry, storage, and a door leading to a walk-up outside. Out back, a covered porch overlooks the expansive yard and creek, providing a serene retreat. This 10/10 location is the perfect place to call home! As a bonus, this property is a licensed Airbnb, offering great investment potential on top of its charm.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionOther
BasementPartial Basement
Lot Size70 × 290.65 Feet
CountyNiagara
Annual Tax$3,408.25
Legal DescriptionLT 63 PL 304 NIAGARA; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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639 Penner Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 639 Penner Street, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$543,200
Monthly Mortgage$3,156
Property Tax (Est.)$284
Utilities & Maint.$350
Total Monthly Cost$3,790

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 Virgil, Niagara On the Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.