40 Tremaine Terrace, Cobourg, ON

$1,450,000
MLS#:X13014808
4 beds
4 baths
3500-5000 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $1,450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 60.02 x 203.31 ft lot
  • Features a ["separate entrance", "full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 40 Tremaine Terrace located in a prominent, exclusive, Cobourg residential neighbourhood on a quiet cul-de-sac bordering Lake Ontario. The fully fenced yard with mature maple trees & perennials provides a private oasis offering peace & tranquility overlooking Cobourg Creek & Lake Ontario. This recently renovated 4 bedroom + den, 3600 sq ft (approx) professional & stylish home offers a sleek, modern kitchen and appliances with centre island, a bright sun filled open living area which walks out to a spacious rear deck, complete with BBQ gas line. Perfect for entertaining! Main floor & second floor sophisticated Primary bedrooms with private ensuites. The bonus room above the garage makes a great gym or quiet private area for reading or reflection. New furnace 2025. The skylights, stained glass windows, fireplace, gas stove, crown mouldings, interlock driveway, second floor laundry, etc, are additional details suggesting a grand, thoughtful floor plan and a stunning home with attention to detail. Great value here with an estimated 1.9 million insurance replacement value!

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionOther
BasementSeparate Entrance, Full, Unfinished
Lot Size60.02 × 203.31 Feet
CountyNorthumberland
Annual Tax$9,038
Legal DescriptionLT 16 PL 447 COBOURG; COBOURG

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Level, Waterfront

Interior Features

Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Storage

Security Features

Community Features

Location

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40 Tremaine Terrace, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Tremaine Terrace, Cobourg, ON K9A 5A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$1,160,000
Monthly Mortgage$6,740
Property Tax (Est.)$753
Utilities & Maint.$350
Total Monthly Cost$7,843

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$719,140

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.