245 Elgin Street, Cobourg, ON

$499,000
MLS#:X12710588
3 beds
2 baths
1800-1999 sqft
2.0 parking
Residential Condo & Other
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Description

Property Highlights

Welcome to this remarkable ["3-Storey"] condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1800-1999 sqft
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to Unit #511 - 245 Elgin Street, a beautifully maintained 3-bedroom, 2-bathroom stacked townhouse condo offering over 1,900 sq ft of comfortable, multi-level living in the heart of Cobourg. Built in 1994, this pet-friendly unit combines space, convenience, and lifestyle-all in a well-managed community setting. The main entry leads into a private garage with interior access, plus a driveway parking space. Upstairs, the main living level features a semi-open concept layout with an eat-in kitchen, breakfast nook, and spacious dining and living areas, complete with a walk-out terrace. Two well-sized bedrooms and a full main bathroom offer flexibility for families, guests, or a home office setup. The top floor is a dedicated private retreat featuring a large primary bedroom with double closets, a cozy office or reading nook, and a spacious 5-piece ensuite with a walk-in shower, soaker tub, and large vanity with plenty of storage. The lower-level unfinished basement provides additional space for storage, a workshop, or future finishing. Condo fees include water, parking, building insurance, condo taxes, and all common elements. The condo board is currently working on balcony upgrades, including refreshing or replacing the railings. Located close to parks, schools, shopping, and Cobourg's scenic waterfront, this is a rare opportunity to enjoy the comfort and space of a full-sized home with the ease of condo living.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1800-1999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateApril 13, 2026
Sold price information is available to members only
Listed Date1/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style3-Storey
ConstructionBrick, Wood
BasementUnfinished
CountyNorthumberland
Annual Tax$5,379.81

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Place Of Worship, Rec./Commun.Centre, Public Transit

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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245 Elgin Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 245 Elgin Street W 511, Cobourg, ON K9A 5M1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$399,200
Monthly Mortgage$2,319
Property Tax (Est.)$448
Utilities & Maint.$350
Total Monthly Cost$3,117

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$718,597

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.